What are Flexible Spending Benefits?

Flexible benefits provide eligible employees the right to allocate salary dollars - pretax - towards payment of family health and dental insurance premiums, as well as out-of-pocket medical, dental, vision care and child care expenses.

Pre-tax dollars are the real deal! Depending on your tax bracket, you’ll save up to 40 cents of each pre-tax dollar by not paying Federal, State and Social Security taxes. This translates into real money in your pocket. You can save on many approved dental expenses!

November is the month that most employers set up Flex plans and dental insurance so make sure to plan accordingly. If you have a some big dental needs, set aside a larger amout to cover them. Also, always go with a PPO dental insurance plan that allows you to get better care. DMO plans will usually send you to a clinic-based office that will have 10 patients or more in the office at one time. At Dr. Edwin Porter's office here in Charlotte, we appoint one person at a time to give you the best care and time you need.

Call us at 704-544-5330 or e-mail us at Wanda@Dentistryincharlotte.com to ask any questions that you may have aout how to use your benefits with our office, set them up with your employer, or how to get re-imburstment from your flex account. Remember if you do not use them by the end of the year, you lose them and you are giving the government free money that you have set aside for you!